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The Banking Compliance Index™ (BCI) measures the incremental cost burden on financial institutions to keep up with regulatory changes. 

  FTE Consumption Score FTE Consumption % Change Quarterly FTE Consumption % Change Quarter on Quarter Regulatory Changes Hours to Comply/ Institution % Change in Hours To Comply % Change In Hours to Comply Quarter On Quarter Incremental Cost Per Institution per Quarter Regulatory Changes Page Count Pages in Thousands EAs EAs/ 100's % Change in EAs** EA Rate Avg. # Items in an EA
Q2 2019 0.95 25% -14% 56 384 26% 4% $20,404 2241 2.2 72 0.72 -3% 5.37% 5
Q1
2019
0.76 -27% 13% 62 305 -34% 39% $15,439 1469 1.5 74 0.74 45% 5.48% 4
Q4
2018
1.04* -1% -39% 81 462 52% -25% $23,608 2292 2.2 51 0.51 -56% 3.68% 5
Q3 2018 1.05 -5% -17% 59 304 -18% -34% $15,534 1846 1.8 115 1.15 -1% 8.30% 7
Q2
2018
1.11 66% 28% 61 369 68% 31% $19,114 1397 1.3 116 1.16 63% 8.28% 6

*The Q4 2018 BCI score is a prediction based on the available Q3 2018 data.

The Banking Compliance Index (BCI) is a quarterly tracking index published by the Regulatory Operations Center®. It measures the incremental cost burden on financial institutions to keep up with regulatory changes. The BCI data sources include: CFPB, FDIC, FED, NCUA and OCC. The BCI is calculated using an average size institution of $350 million.

The BCI is used as reliable reference data to publications such as The Economist, WSJ, Bloomberg, American Banker, Independent Banker, Bank Innovation, Credit Union Times, Credit Union Journal, Mortgage News Daily and Reverse Mortgage Daily.

Access Continuity’s Q2 2019 BCI Report » https://www.continuity.net/knowledge-center/press-releases/q2_2019_bci