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The Banking Compliance Index™ (BCI) measures the incremental cost burden on financial institutions to keep up with regulatory changes. 

  FTE Consumption Score FTE Consumption % Change Quarterly FTE Consumption % Change Quarter on Quarter Regulatory Changes Hours to Comply/ Institution % Change in Hours To Comply % Change In Hours to Comply Quarter On Quarter Incremental Cost Per Institution per Quarter Regulatory Changes Page Count Pages in Thousands EAs EAs/ 100's % Change in EAs** EA Rate Avg. # Items in an EA
Q4 2018 1.04* -1% -39% 81 462 52% -25% $23,608 2292 2.2 51 0.51 -56% 3.68% 5
Q3
2018
1.05 -5% -17% 59 304 -18% -34% $15,534 1846 1.8 115 1.15 -1% 8.30% 7
Q2 2018 1.11 66% 28% 61 369 68% 31% $19,114 1397 1.3 116 1.16 63% 8.28% 6
Q1 2018 0.67 -61% -15% 50 219 -65% -1% $10,766 1234 1.2 71 0.71 -20% 5.01% 6
Q4 2017 1.70 34% -21% 86 617 34% -31% $42,317 3963 3.9 89 0.89 -8% 6.21% 10

*The Q4 2018 BCI score is a prediction based on the available Q3 2018 data. When the Q4 2018 data becomes available, an accurate recalculation will be published.

The Banking Compliance Index (BCI) is a quarterly tracking index published by the Regulatory Operations Center®. It measures the incremental cost burden on financial institutions to keep up with regulatory changes. The BCI data sources include: CFPB, FDIC, FED, NCUA and OCC. The BCI is calculated using an average size institution of $350 million.

 Click here for the Full BCI Q3 2018 Press Release » 
The Full BCI Q4 2018 Press Release will be available here, after publication.

The BCI is used as reliable reference data to publications such as The Economist, WSJ, Bloomberg, American Banker, Independent Banker, Bank Innovation, Credit Union Times, Credit Union Journal, Mortgage News Daily and Reverse Mortgage Daily.

Compliance Savings Index™

  No of Actions Completed* FTE Hour Savings per Institution Savings per Institution Savings across all managed Institutions FTE Saved across all Institutions
Q4 2018 92,706 456.0 $23,292 $4.95M 188
Q3 2018 82,116 333.0 $16,992 $3.92M 149
Q2 2018 81,439 300.0 $15,521 $3.62M 134
Q1 2018 70,439 366.0 $17,992 $3.13M 122
Q4 2017 84,901 437.3 $20,934 $4.19M 168

Compliance Savings Index™

The Compliance Savings Index™ (CSI) is a quarterly index published by Continuity's network of community financial institutions. This index shows tasks, completed in response to regulatory compliance requirements, actioned by these institutions over the Q4 2018 period and the trailing twelve months.

*Sources: Continuity, FDIC